When people think about the cost of getting a divorce, most assume it is just a matter of paying the Court fee and moving on. However, in reality, the financial impact of divorce goes well beyond the application fee, which often catches people off guard. Many people search how much does a divorce cost, only to find there are numerous unexpected expenses along the way.
Whether your separation is amicable or more complex, it’s important to be aware of the unexpected and hidden costs that can arise throughout the process. Such costs can include mediation sessions, legal advice, and dealing with property and pensions. It is important to understand these costs early, as this can help you make informed decisions and avoid financial stress further down the line.
The divorce application fee is just the beginning
To start divorce proceedings in Wales and England, there is an application fee of £593, payable to the Court. This is a fixed cost whether you submit the application yourself or instruct a solicitor to do so on your behalf. However, when wondering how much does a divorce cost, it’s important to realise that this fee only covers ending the marriage — it does not address matrimonial finances or arrangements for children.
Many assume that once the Court grants the Final Order, everything else falls into place. Sadly, that’s not the case, and there is still work to do.
If you have reached an agreement regarding finances, you still need a Financial Order
Even if both parties agree on how assets should be split — leading many to search how much does a divorce cost if both parties agree — you will still need to formalise the agreement through a Consent Order. A Court fee of £58 applies for the approval of the Consent Order, and you will need the assistance of a solicitor to prepare it properly.
Without a sealed Consent Order, your ex-spouse could make a financial claim against you at any time in the future, regardless of how amicable the divorce appeared.
Mediation and solicitor fees
Where agreement isn’t possible, mediation can become necessary. A Mediation Information and Assessment Meeting (MIAM) usually costs around £90 per person. If ongoing mediation sessions are needed, the costs typically range from £400–£1,500 depending on the number of meetings.
People often search for ways to manage costs and some look into options like a free divorce on Universal Credit. While there is help with court fees for those eligible, true ‘free divorces’ are rare and there are still legal and mediation costs to consider.
Additional fees to expect when going to Court
If agreements cannot be reached, Court intervention might be necessary. Fees include £303 for a Financial Order application and £232 for a Child Arrangements Order. These fees, coupled with solicitor representation at hearings, can significantly increase the overall cost.
It’s one reason people ask, how much does a divorce cost after 5 years — long separations can complicate matters further, especially if financial situations have changed.
Dividing property comes with its own expenses
Selling the family home or buying out your ex-partner brings further costs such as estate agent fees (1–3% of the sale price), conveyancing solicitor charges, and potential mortgage or remortgage fees.
Pensions can be costly to divide
Pension sharing is another major element of divorce settlements. Some pension providers charge between £1,000–£3,000 to implement a pension sharing order. Additionally, hiring a pensions actuary to properly value and divide pensions can cost from £1,500 upwards.
The post-divorce financial impact
Even after the legalities are settled, life adjustments bring further financial considerations. These include moving costs, new household expenses, child maintenance payments, and financial advice for managing a lump sum or new living arrangements. Updating your Will and financial plans is also advisable.
Though these are not strictly legal costs, they are real and lasting consequences that highlight why understanding how much does a divorce cost is about more than just Court fees.
Need guidance? Speak to our Family Law team
Every divorce is different, as are the costs involved. Our experienced Family Law team can help you understand your options and avoid unnecessary expenses.
We’ll guide you through the process with clear, practical advice tailored to your situation. Whether you’re starting out or partway through, we’re here to ensure your interests are protected.